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Disclaimers

Please read these disclaimers carefully before using Luminate AI. They apply to all users at all times.

Not investment advice

Luminate AI, Inc. operates Luminate Wealth, a technology platform. Lumi is its AI feature. Neither provides financial, investment, legal, accounting, or tax advice. We are not a registered investment adviser, broker-dealer, or fiduciary. The portfolio health scores, risk and diversity analytics, Lumi briefings, and all other content on this platform are provided for educational and informational purposes only.

No fiduciary relationship

Using Luminate Wealth does not create a client-adviser relationship, fiduciary duty, or any other duty of care to you. We do not know your full financial picture, goals, or risk tolerance, and nothing on the platform is tailored to them.

Past performance, forward-looking statements

Past performance is not indicative of future results. Any forward-looking statements, projections, or scenarios shown in the product are estimates based on historical data and stated assumptions; they are not guarantees and actual outcomes may differ materially.

Your decisions are your own

Investment decisions are yours alone. Consult a licensed financial professional before making any investment decision. Luminate AI Inc. is not liable for losses arising from decisions made using information on this platform.

Questions

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Luminate AI is not a registered investment advisor, broker-dealer, or fiduciary. Information provided is for educational purposes only and does not constitute financial, investment, legal, or tax advice. Past performance is not indicative of future results.